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Know Kia Carens car loan EMI on Rs 1 lakh down cost: Details explained – Times of India

Buying a car is a giant resolution, particularly if it is a model new one proper out of the showroom. Most of us work day and night time to save lots of up cash to purchase our dream car sooner or later. While buying a brand new automobile, you possibly can both pay the on-road value of the automobile up entrance, or go for the EMI possibility which helps you to pay month-to-month installments for a tenure chosen by you.
Wondering what can be the bottom EMI on the brand new Kia Carens? Here’s a desk with the variant-clever on-road (Delhi) value of the Kia Carens MPV, and the bottom month-to-month installment you would need to shell out for it, taking a mean tenure, ROI, and down cost –

Variant On-road value, Delhi Tenure Rate of curiosity (approx.) Down Payment EMI
Premium 1.5 petrol MT Rs 10,73,599 5 years 9.8% Rs 1,07,000 Rs 20,442
Prestige 1.5 petrol MT Rs 12,39,139 5 years 9.8% Rs 1,23,000 Rs 23,584
Premium 1.5 diesel MT Rs 13,53,612 5 years 9.8% Rs 1,35,000 Rs 25,772
Prestige 1.5 diesel MT Rs 14,94,829 5 years 9.8% Rs 1,49,000 Rs 28,463
Prestige Plus 1.5 diesel MT Rs 16,71,349 5 years 9.8% Rs 1,67,000 Rs 31,815
Luxury 1.5 diesel MT Rs 18,36,101 5 years 9.8% Rs 1,83,000 Rs 34,940
Luxury Plus 1.5 diesel MT Rs 19,89,086 5 years 9.8% Rs 1,98,000 Rs 37,858
Luxury Plus 1.5 diesel AT Rs 20,94,998 5 years 9.8% Rs 2,09,000 Rs 39,887
Premium 1.4 turbo petrol MT Rs 12,96,479 5 years 9.8% Rs 1,30,000 Rs 24,670
Prestige 1.4 turbo petrol MT Rs 14,34,096 5 years 9.8% Rs 1,43,000 Rs 27,305
Prestige Plus 1.4 turbo petrol MT Rs 16,06,116 5 years 9.8% Rs 1,61,000 Rs 30,562
Prestige Plus 1.4 turbo petrol DCT Rs 17,09,328 5 years 9.8% Rs 1,71,000 Rs 32,534
Luxury 1.4 turbo petrol MT Rs 17,66,668 5 years 9.8% Rs 1,77,000 Rs 33,620
Luxury Plus 1.4 turbo petrol MT Rs 19,15,753 5 years 9.8% Rs 1,92,000 Rs 36,455
Luxury Plus 1.4 turbo petrol DCT Rs 20,18,965 5 years 9.8% Rs 2,02,000 Rs 38,427

Do notice that we’ve got set a tenure of 5 years as customary, with 10% down cost and an approximate 9.8% charge of curiosity each year. The tenure will be chosen as per your requirement, whereas the ROI varies from financial institution to financial institution. Of course, the it’s also possible to select to pay the next or decrease down cost, which is able to carry fluctuate the EMI.
Pricing for the Kia Carens at present begins from Rs 9.59 lakh for the entry-degree 1.5-litre NA petrol MT variant, going all the best way as much as Rs 17.69 lakh (each costs, ex-showroom) for the vary-topping diesel automated mannequin. On the opposite hand, the on-road (Delhi) value of the Kia MPV ranges between Rs 10.73 lakh and Rs 20.95 lakh.
For instance, in case you have been to buy the Luxury 1.4 turbo petrol MT variant of the Kia Carens (ex-showroom value – Rs 15.30 lakh), you’d find yourself paying Rs 33,620 as a month-to-month installment for a interval of 5 years at a 9.8% ROI, together with one-time down cost of Rs 1,77,000. All added, you find yourself paying about Rs 20.17 lakh for the stated variant by the tip of your loan tenure, which incorporates the on-road value in addition to the curiosity incurred over the aforementioned interval.


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